Advice-Only Retirement &
Financial Freedom Planning
Ben Lee Financial
Find out if you can retire — and what steps to take to get there.
- Independent advice (no investment or insurance sales)
- Flat-fee financial planning
- No commission
- Flexible planning options (DIY, assisted, and full-service)
You might have this one big question on your mind
"can I achieve financial freedom And Retire- and if so, when? "
This is a good question to start, but have you also thought about these?:
- Am I saving enough for retirement?
- What is the right balance between saving for future and enjoying money today?
- How much can I safely spend in retirement?
- What happens if markets perform poorly?
- Should I pay down debt or invest more?
- How can I most-efficiently grow my wealth?
Retirement and financial freedom planning helps answer these questions,
giving you the clarity and strategy needed to build your wealth and reach your goals faster.
How Financial Planning Can Help
Retirement and financial freedom planning helps turn questions into a clear path forward.
Retirement Clarity
Understand when you can realistically reach financial freedom or retire.
Optimization Strategy
Optimize your savings, investments, and taxes to improve your long-term outcome.
Exploring What-Ifs
Test different scenarios before making important financial decisions.
Finding Balance
Understand how much to save for the future while still enjoying life today.
Client Story
The Situation (change to accordian)
A professional couple in their mid-40s had been saving diligently but weren’t sure if they were on track to retire at age 60. They wondered whether they should save more aggressively or start enjoying their money more today.
What We Analyzed
- Their retirement success rate based on current net worth, savings rate, and thousands of potential market scenarios.
- What-if analysis to understand how having one of the partner working part-time starting next year would affect their retirement timeline.
- Strategies to optimize their retirement assets over time and improve their chances of long-term success.
Results
- The couple discovered they could reach financial freedom at age 55 if they continued saving at their current rate.
- What-if analysis showed that one partner could start working part-time next year and still reach financial freedom by age 60, their original target retirement date.
Implementing the Smith Maneuver and other tax strategies could further improve their long-term net worth by approximately $250,000.
Outcome
- The clients were thrilled to discover they could retire at age 55 if they maintained their current savings rate.
- They ultimately decided that one partner would begin working part-time in two years.
- They restructured their savings plan according to the recommended strategies and implemented the Smith Maneuver as part of their financial plan.
Our Planning Options
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Option 1: Do-It Yourself Financial Planning
#1
Accounting Services
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#2
Tax Services
#3
Financial Advisory
Testimonials
What My Clients Say?
A Few Of My Clients
